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Being involved in a Tennessee car accident can be overwhelming. In the following chaos, it’s easy to make mistakes that could jeopardize your legal rights and ability to recover compensation. At The Gold Law Firm, our Memphis personal injury lawyers have seen firsthand how simple missteps can complicate injury claims. To protect your case and maximize your potential compensation, avoid these common mistakes after a traffic crash in Shelby County.
Failing to Call the Police
One of accident victims’ most significant mistakes is not calling law enforcement to the scene. Even if the crash seems minor, a police report provides an official record of the accident, including statements from drivers and witnesses and the officer’s assessment of fault. Without this crucial document, proving liability can become significantly more challenging.
Admitting Fault at the Scene
In the moments after an accident, it’s natural to feel shaken and apologetic—but resist the urge to say “I’m sorry” or admit fault. Even if you think you may have contributed to the crash, Tennessee follows a modified comparative fault rule, meaning your compensation could be reduced if you’re found partially at fault. Let the evidence and professionals determine liability.
Not Gathering Evidence
If you are physically able, collecting evidence at the scene is crucial. Take photos and videos of the vehicles, the damage, road conditions, traffic signs, and any visible injuries. Get contact information from witnesses, as their statements can support your claim. If you wait too long, critical evidence may disappear, making it harder to prove your case.
Neglecting Medical Treatment
Many accident victims assume they’re fine if they don’t feel immediate pain. However, injuries like whiplash, concussions, and internal damage may not show symptoms right away. Failing to seek medical attention could not only put your health at risk but also give insurance companies a reason to argue that your injuries weren’t serious or were unrelated to the accident.
Talking to Insurance Adjusters Without Legal Representation
After an accident, insurance companies may contact you quickly, often asking for a recorded statement. Be cautious—adjusters are trained to minimize payouts and may use your words against you. Never accept a settlement or provide a statement without consulting an experienced Memphis car accident attorney who can protect your rights.
Accepting a Quick Settlement
Insurance companies often offer fast settlements to accident victims, hoping they will accept a low amount before fully understanding the extent of their injuries and damages. Once you receive a settlement, you typically waive your right to seek further compensation—even if medical bills continue to pile up. Always have an attorney review any settlement offer before agreeing to it.
Waiting Too Long to File a Claim
Tennessee has a one-year statute of limitations for filing a personal injury lawsuit after a car accident. If you don’t take legal action within one year of the crash, you could lose your right to pursue compensation. Acting quickly ensures evidence is preserved, witnesses’ memories remain fresh, and your case is filed within the required timeframe.
Contact The Gold Law Firm for Experienced Legal Guidance
Avoiding these common mistakes can significantly affect your ability to recover full and fair compensation after a Memphis car accident. At The Gold Law Firm, our experienced personal injury attorneys are ready to guide you through the process, protect your rights, and fight for the compensation you deserve.
We work on a contingency fee basis, meaning you don’t pay unless we win your case. Call or text (901) 244-5003 or contact us online today for a free consultation, and let us help you navigate the road to recovery.